Guidant Financial Group Blog

How do you go about taking your money in a 401(k) or SEP IRA out of the stock market and investing it in real estate? Can you help direct me in this matter?

-- Peggy (Tualatin, Ore.)

It is really quite easy: open an account with us! As a part of our services, we will help to facilitate the rollover of your existing accounts to your new self-directed IRA. In fact, we are the only company that has a rollover specialist in-house to help you through this process.

Typically, this process will include issuing an order to liquidate all your holdings (i.e., stocks) and then a direct transfer of the funds from their existing account into your new self-directed IRA account.

One thing to note, though, is that if your 401(k) or any other employer-sponsored plan is with your current employer, you most likely will not be able to move it out of its existing plan until you terminate employment.

Do you have an Ask the Expert question? Submit your questions to asktheexpert@guidantfinancial.com.