Guidant Financial Group Blog

That old adage, “Necessity is the mother of invention,” certainly rings true when it comes to the financial industry. Because lenders are making it harder than ever to secure credit the “old-fashioned” way, some progressive financial experts are putting their energies into discovering or creating new ways for Americans to access needed capital.

Here at Guidant, we’re especially excited about one new and revolutionary vehicle that lets homeowners turn their home’s equity into cash without debt, interest or monthly payments. In fact, we are so impressed with this strategy that, through a strategic company affiliation, we are now able to help you obtain this Debt-Free Home EquityTM. (See Guidant’s Press Release.)

This isn’t a reverse mortgage, second mortgage or loan of any sort. If you qualify, this program enables you to receive as much as $300,000 in an upfront cash payment based on the value of your home. In exchange, you agree to share with the program sponsors an agreed-upon percentage of the home’s increase (or decrease) in value at the time of sale or end of the agreement. This strategy is best for those who intend to remain in their home for at least five years.

We’ve found Debt-Free Home Equity to be a great way to liquidate some of the value you’ve built up in your home without paying extra to do so. Use the upfront cash payment to buy a business (even combine with your 401(k) funds), invest in real estate, pay off debts . . . or buy a yacht and sail around the world! There are no prohibited transactions with this plan, so use your money however you like.

You can read more about it at our special Debt-Free Home Equity product page. Our financial experts will be happy to answer your questions about this program and to pre-qualify you for it.

Here at Guidant, we’re always looking for good, innovative ways for you to access capital with little or no debt. We’re eager to hear what you think about this newest debt-free offering!