Guidant Financial Group Blog

There are thousands of real estate opportunities to profit from for those that are prepared to reap the rewards. Property owners are feeling the affects of the economic downturn and are selling their holdings in an attempt to keep the proverbial “shirt on their back.” A real estate IRA is an ideal investment vehicle for taking advantage of these opportunities. It allows you to diversify your holdings from traditional investments such as stocks, bonds, and mutual funds while enjoying tax-free growth.

If you’re like most investors, you saw a decrease in your retirement holdings over the past couple of years. Well, now is the time to recoup those losses with a real estate IRA and get those holdings back to their lofty levels. Contact a Guidant representative today to find out how you can profit from a real estate IRA or self-directed IRA.
What Type of Real Estate Can I Purchase?
• Improved or unimproved land
• Detached homes
• Semi-detached homes
• Co-ops
• Condos
• Apartment buildings
• Office buildings
How Real Estate IRA’s and Self-Directed IRA’s Work
When you purchase a property in your Self-Directed or Real Estate IRA, the income and appreciation accrues tax-deferred or tax-free. To retain this tax-free wealth-building status:
• The entire real estate transaction must be processed through the self-directed IRA.
• You cannot purchase property that you or your family members already own with a real estate IRA. It will be construed as a disbursement and early-withdrawal tax and penalties will apply.
• You or immediate family members may not live in or lease a property while it’s in your plan.
A Guidant representative will cover all prohibited transactions within a real estate IRA to ensure you aware of potential conflicts.
A self-directed IRA allows you to invest in a wide array of investment vehicles including:
• Real estate
• Private businesses
• Franchises
• Tax liens
Guidant will set you up with a Self-Directed IRA LLC that will allow you to act as your own custodian for the plan. You’ll be able to take advantage of time-sensitive investments by simply writing a check from the IRA fund. You can save thousands of dollars in transaction and asset-based fees while building your retirement wealth tax-free.
A Self-Directed Real Estate IRA will allow you to:
• Instantly purchase foreclosed properties and tax liens without “jumping through hoops” to get the deal done.
• Purchase commercial, residential, and rental properties.

Guidant makes real estate investing easier. You act as your own real estate IRA custodian so that you can take swift action when a profitable opportunity arises. The economists are telling us that the economy is in recovery which means that whoever is positioned to take advantage of opportunities will be the winners. Contact Guidant today to discuss the benefits of a Self-Directed IRA or Real Estate IRA.